Washington Car Insurance Rates

Finding low cost auto insurance rates in Washington has never been easier. CarInsurance.com offers the best Online Insurance Marketplace™ to help you comparison shop for the lowest rates available. We offer one convenient place to get a quote and buy a policy in 20 minutes or less. In addition, we have all the resources you need to make informed decisions about your car insurance. You get great service from the most reliable and affordable insurance companies in Washington, so the only thing you do is shop to save money. The best rate in Washington last year, is not the best rate in Washington this year!

State Insurance Requirements

Washington state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25/50/10 coverage.
Washington Coverage:
Bodily Injury Liability: $25,000/$50,000 LimitProperty Damage Liability: $10,000 Limit
The state of Washington follows a Tort system meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Washington does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
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